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top 200 commentsshow all 439

[–]eminenssi 58 points59 points ago

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Fun fact: The disco dancing gentleman, Åke Blomqvist, lives in my neighbourhood. The guy's still around and I bump into him occasionally at the local grocery store. I've seen him buy gingerbread cookies at inappropriate times of year.

[–]Soshta 9 points10 points ago

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Another Fun Fact: American recording artist, Ryan Adams, used them for one of his music videos. There is no context for them to be in there but it's still great. That is where I instantly recognized them from.

[–]the_mauler 4 points5 points ago

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Swedish electronic group Slagsmålsklubben also used them for a video although I'm not sure if it's an official video or just a fan made one

[–]ChiefBromden 7 points8 points ago

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you bump into him because he's discoing through the store..right....RIGHT...don't you say otherwise.

[–]ENKC 8 points9 points ago

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I've seen him buy gingerbread cookies at inappropriate times of year.

This is the most unusual sentence I've read all week.

[–][deleted] 2 points3 points ago

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In Sweden we only eat gingerbread cookies at christmas. Åke is Finnish I think, maybe they do the same there? Buying gingerbread cookies in June might be considered odd in some circles.

[–]Naeddyr 2 points3 points ago

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It's not usual in Finland either.

But fuck, it's gingerbread cookies. I personally don't bother to remove all Christmas songs from my playlist either.

[–][deleted] 0 points1 point ago

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Yeah, gingerbread cookies are in fact, too delicious not to eat whenever you can. But you have to admit people do comment if you do.

[–][deleted] 2 points3 points ago

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Fun fact, there are apparently inappropriate times of the year in which one may buy gingerbread cookies.

[–]Tokeli 1 point2 points ago

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Gingerbread cookies are delicious and appropriate at all times of the year.

[–]mnlg 0 points1 point ago

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Åke Blomqvist

Now I can die happily.

[–][deleted] ago

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[deleted]

[–]epicGOPfail 32 points33 points ago

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shut up! that's how us old people fuck.

[–]CucumberJuice 13 points14 points ago

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If anyone wants to watch the full video: http://www.youtube.com/watch?v=ZJj6d5QSYaE

[–]Merkath 6 points7 points ago

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I instantly recognized where the pic was from. I've never been this proud to be a Finn.

[–]doggy_styles 1 point2 points ago

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Or the 'How to dance to Autechre' version: http://www.youtube.com/watch?v=8tiVmPXNzdM

[–]intehsun 0 points1 point ago

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Then someone added Stereo Total to it: http://www.youtube.com/watch?v=0UKNd1ys5s0

[–]billb2112 238 points239 points ago

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If it makes you happy, send me $1,000 and I'll send it back to you this time next year. Derp.

[–][deleted] 35 points36 points ago

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Do you give bonuses if I have children or pay for education?

[–]ryebrye 21 points22 points ago

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In that case, send me $2000 now and I'll send it back to you this time next year.

[–]KingGorilla 1 point2 points ago

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Most people who think refunds are dumb do not understand human psychology. It's like saying that the government should give people an extra day to turn in taxes so everyone gets it in on time. People are going to turn them in last minute. I'm thinking there is an extra day but the government doesn't tell you. This is my lame conspiracy theory

[–]itouchboobs 0 points1 point ago

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I have my taxes set up so I don't really get refunds. I like to have that extra 40 bucks a week, instead of as a lump sum once a year.

[–]wolfmann 0 points1 point ago

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there was an AMA on here yesterday or the day before of a CPA, the busiest months are January, February because people want that money... March is Dead and then April is busy again.

[–]noseeme 4 points5 points ago

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Tax returns exist because the government doesn't know how much you are going to make in one year in total, so they take a larger amount to be safe until you do the actual work and figure out how much you actually owe them. It's better this way, otherwise the IRS would have to do your taxes for you and our taxes would be higher. You are responsible for doing the work to find out how much you actually owe, and when you do, you get your money back.

I'll choose this over higher taxes any day.

[–]wolfmann 1 point2 points ago

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so they take a larger amount to be safe

you're wrong... you could file a W-4 with 10 exemptions (pay no federal taxes). The problem with that is when it came to Tax time, you would owe money to the government plus a penalty; That is your choice.

[–]madcaesar 1 point2 points ago

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Penalty? There is no penalty? As long as you pay what you owe on time you're fine.

[–]wolfmann 1 point2 points ago

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not true, if you owe the IRS > $1000 they put a penalty on your taxes because you had too many exemptions on your W-4.

[–]Eurynom0s 1 point2 points ago

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It's the government forcing you to give it an interest-free loan.

[–]pjpark 0 points1 point ago

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Send it to me and I'll keep it unless the debt ceiling is raised again.

[–]samcbar 9 points10 points ago

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Shit, I dont even have all my documents yet.

[–]zeppelinfromled 0 points1 point ago

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Yeah, I do contract work (referral) and I'm referred to various different employers. So I get about eight W2s every year. I've gotten all but one at this point though.

[–]DrNonathon 137 points138 points ago

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The government was doing the same dance since they got an interest free loan.

[–]Niatnuom 15 points16 points ago*

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What's the difference if you saved the $1000 each check in the highest interest account you could find? Less than $10 bucks?

Edit: Meaning 80ish bucks a month over the course of the year. Not 12k over the year.

[–]jonathanrdt 219 points220 points ago

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It's the principal.

[–]charlesml3 6 points7 points ago

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Damn right. It drives me crazy when I hear people "bragging" about their huge tax return. I always like to point out how they loaned the government their money for a year at 0% and then the government paid them back with dollars that aren't worth as much now. Yea....

[–]theredpenguin 2 points3 points ago

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Had to explain this one to my girlfriend after a 5minute "thinking" pause. Well earned upvote.

[–]shitty_username 14 points15 points ago

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That must have been taxing.

[–]keyboardsex 1 point2 points ago

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I don't get it. Explain?

[–]sailfaster 7 points8 points ago

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wordplay referring to the principal/initial investment which gains interest and the principal of giving someone free money to gain interest with by investing

[–]EmperorSofa 3 points4 points ago

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I wish I made enough money that I could just put away a 1000 in the bank every paycheck. Even if that was just the total paycheck before bills.

[–]Niatnuom 3 points4 points ago

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Yeah me too. I worded that sloppy. I meant the 1k over 12 months and however many paychecks you get a year.

[–]Mmortalone 8 points9 points ago

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I have some figures for you. Americans overpaid their taxes by about $240 billion in 2002. That's more than the $183 billion that was the total savings for that year. Assuming a modest 3% rate of return, Americans collectively lost about $7 billion in interest.

What are the implications of this? Do we actually subconsciously trust the government to do our short term savings better than we trust ourselves, even without the interest?

[–]AriMaeda 2 points3 points ago

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I know a lot of people at my job that don't even understand why we do income tax. They essentially think of it as magical money from the government.

[–]Sedentes 1 point2 points ago

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... 3% is modest. For what?

[–]DGer 1 point2 points ago

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That's a mighty big assumption to make. Show me where I can guaranteed get 3% on my money.

[–]TheMacMan 9 points10 points ago

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You could invest that money in something like Apple stock and earn much more. It's more the principal of it all. Why would you let someone else have YOUR money all year long then celebrate like you made a killing getting your money back back totally interest free.

If you earned that little interest on it over a year, that's your problem for making poor investments. Still, even if you made $10, it's $10 more than you'd make letting the government do their thing with it all year.

[–]StrawManTorch 1 point2 points ago

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He could have used that money to pay off some debt or to purchase something he needed during the year.

[–]Bitter_Idealist 1 point2 points ago

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For example, California was unable to pay out their tax refunds one year. That could very well happen at a federal level.

[–]wolfmann 1 point2 points ago

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no, State budgets must be balanced, Federal does not have to be balanced.

[–]5Skye5 6 points7 points ago

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THANK YOU. I'm constantly explaining this to my friends. They would still rather get sent a big check at the end of the year that they could have put into investments themselves a lot earlier.

[–]cwayne18 13 points14 points ago

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Well part of wanting a big check is that some people lack the discipline to put away a little bit each month. This way, its much easier

[–]lawlredditlawl 4 points5 points ago

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For some it works for some it doesn't. For me I like getting a big refund check every year. I know I could invest that amount and make a couple bucks, but me and a lot of others like me, wont have the discipline jot to touch it and it just gets spent on nothing important. Might not make sense to you but it does to snoot of us.

[–]pitvipers70 5 points6 points ago

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Investments??? Pay down some CC debt.

[–]NancyGracesTesticles 15 points16 points ago

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What is this "credit card debt" that you speak of?

[–]noseeme 2 points3 points ago

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Credit card debt is something a lot of grown-ups with children have. It's a loan with instant approval at a relatively high interest rate.

[–]space_marines 1 point2 points ago

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Upvote for comment....double upvote for user name!

[–]teh_tg 1 point2 points ago

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I've heard of it, but never experienced it.

[–]alm16h7y1 5 points6 points ago

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The full video ... made better? http://www.youtube.com/watch?v=7MniRndBkCU

[–]stalechips 2 points3 points ago

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Came here to post this. Long live Slagsmalsklubben!

[–]DharmaBeer 22 points23 points ago

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Adopted a son this year. Refund will be over $15,000.00

Adoption tax credit, I thank you.

[–]clamb 26 points27 points ago

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Adopter of child, I thank you.

[–]xardra 1 point2 points ago

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Adopter of child; as an adopted child, thank you.

[–]dweckl 4 points5 points ago

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You could make a career out of it.

[–]KidKenosha 1 point2 points ago

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After all, Madonna seems to have.

[–]NotAddicted 2 points3 points ago

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That $15k doesn't seem like much compared to the $500,000 it can take to raise a child and send him to college.

(source: http://www.babycenter.com/cost-of-raising-child-calculator)

But every little bit helps...

[–]tivo17 0 points1 point ago

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Site is a joke. Estimated $80k for public college. Take that down to $20k and it would be a little more of where it should be for around where I live. So my estimate would be about $200k. That is not that bad considering that it is spread over 18 years and the experiences you gain through it all. Not only that they are putting almost $4k on housing, wtf!?

[–]noseeme 1 point2 points ago

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That's a small price for our country to pay for someone to adopt a child. You did America and humanity as a whole a bigger favor.

[–]TheMacMan 0 points1 point ago

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Is that $15k more than you paid to go through the adoption process? Can't that cost ridiculous amounts?

[–]lemonscentedanthrax 5 points6 points ago

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Wellllllll...what is it?

[–]actualsnow[S] 18 points19 points ago

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Enough to make us disco. :)

[–]KingToasty 33 points34 points ago

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You got $1975.

[–]lemonscentedanthrax 6 points7 points ago

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touché....

[–]Fight4Light 3 points4 points ago*

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Woo, my tax return was going to be $424 but I qualified for a school tax credit and bumped me up to $1424! Finally gonna get me a dSLR!

[–]ryebrye 12 points13 points ago

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You mean you are finally going to start a business as a photographer and buy that and put it on your schedule-C next year as a deduction? cool.

[–][deleted] 1 point2 points ago

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This man knows what hes talkin about

[–]Fight4Light 0 points1 point ago

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Lol I'm a photography student and have been a year in school without a camera. Always scrambling to complete projects by borrowing cameras from friends hasn't been fun.

[–]rbra 3 points4 points ago

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Oh the joy of getting a fraction of your own money back.

[–]tittybuttfuck 4 points5 points ago

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Awwe white people are so cute when they try to dance.

[–]HerpinDerpster 2 points3 points ago

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That's raysis!

[–]raraparooza 6 points7 points ago

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I need to get married and knock somebody up so I can get back more than $1600 of the $10000 i pay in taxes each year.. fuckin IRS..

[–]spurscar 4 points5 points ago

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Yeah, cause that'll totally save you money overall! :-)

[–]bodieslikesheep 1 point2 points ago

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1,600 for 10,000? I'm in 60,000 range and am getting 1,600....wtf

[–]drummererb 2 points3 points ago

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Tax brackets are a bitch.

[–]mugsnj 0 points1 point ago

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I'm thinking you probably don't understand what he was saying. He had $10k withheld, his total tax liability was $8400. These numbers tell you nothing about his income or tax situation, so there is no basis to compare them to anything.

[–]zeppelinfromled 0 points1 point ago

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He's saying that he pays $10,000 in taxes, which means that his taxable income is a little over $50,000, which means that his gross income is somewhere around $60,000. But when you're married and have a kid, you can deduct more from your gross income when determining your taxable income, so he'd get more back. But of course child expenses are way more than he would get back, so there's that.

[–]buttnutts 0 points1 point ago

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You pay 60k in taxes and are getting 1.6k back? That means your W-4 withholdings are better adjusted. That's good.

I pay a bit more tax than you and mine are not so well adjusted. I'll be getting about 10k+ back because I'm a dumbass.

[–]GWBrooks 6 points7 points ago

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Pours two shots of whiskey...

Here's to you, actualsnow! Found money rocks and quit worrying about the haters who all want you to be Much More Responsibletm with your withholding (throws back first shot)

Damn you, actualsnow! I've had to write a large four-digit or small five-digit check every year for years. (throws back second shot and mutters darkly)

[–]actualsnow[S] 0 points1 point ago

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And here's to you. May you pull a Community Chest card in life and find that the IRS makes a mistake in your favor! Don't we all wish...

[–]awertz23 2 points3 points ago

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This should literally just be an H&R Block Commercial.

[–]SlaunchaMan 2 points3 points ago

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I owe like $4K this year. Son of a…

[–]DrMonkeyLove 2 points3 points ago

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God damn that 1040 long form. Could they make some of the instructions just a little more confusing?

Dividends the recipient received on any share of stock held for less than 61 days during the 121-day period that began 60 days before the ex-dividend date.

Just draw me a picture, because those words hurt my head.

[–]drummererb 1 point2 points ago

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I know some of those words

[–]Quantumplation 2 points3 points ago

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As a poor college student who was going to have to take a semester off and just had his laptop stolen, finding out I'm getting almost 3 times as much back as I thought I was led to the same thing.

[–]wtfmanquestionmark 2 points3 points ago

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I bought my first home and had my first child this year. I'm hoping to get back a pretty nice chunk.

[–]fo0man 0 points1 point ago

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nothing wrong with that, those are some pretty darned big life changing events. congrats on both too.

[–]jonnyrotten7 2 points3 points ago

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So...basically, Reddit has become a site where people post pictures or gifs to describe the emotion they're currently feeling. Incredible.

[–]richred 3 points4 points ago

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When I did my taxes I couldn't wait to get the extra cash back then I said to myself... Why am I letting the government hold my money, make interest on it, when I might as well just only pay the absolute minimum and just enjoy the money and make the interest on it myself! And best part is I'm getting married at the end of the year and when I do my taxes in '13 I get to declare her as a dependent (shes still in uni) for the entire year! Booyah

[–]RinkuTheFirst 5 points6 points ago

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Are you sure about that? A quick google says it's pretty much impossible to claim your spouse as a dependent.

[–][deleted] 0 points1 point ago

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Yes he is correct. If you get married at any time in the year, then you can count the entire year as married. So he just went from a 25-30% bracket down to 15ish. I did the same thing.

[–]jasonlitka 26 points27 points ago*

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All getting a tax refund means is that you did a lousy job of filling out your W-4 and/or paying quarterly-estimated bills.

EDIT: Here, use this so the same thing doesn't happen this year.

http://www.irs.gov/individuals/article/0,,id=96196,00.html

[–]VikingTy 3 points4 points ago

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That calculator doesn't work for everyone. I'm a substitute teacher and I work a part time job where my hours change on a weekly basis. This year I made about $5k more than I did last year (due to more subbing jobs and getting luckier with hours), which could not have been anticipated. If I had calculated my taxes based off of last year, I would have ended up owing a lot of money that I simply don't have right now. If you have a salary or steady full-time job where the hours and pay never change, then by all means calculate your withholdings properly. But I'd rather get a thousand dollars in February than pull some random guess out of my ass and possibly end up owing hundreds of dollars in extra taxes.

[–]jasonlitka 1 point2 points ago

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Agreed, it doesn't work for everyone, but if you use it periodically though the year, entering what you've made so far, the taxes you've paid, estimated deductions/credits, and then estimate what you plan to make for the rest of the year, you can see if you're on target or not.

[–]actualsnow[S] 58 points59 points ago

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I used to think this way.

I worked in a hotel for a few months when I graduated college in 2007. One of my regulars was a traveling family accountant for wealthy folks. Somehow (and I don't remember how), the subject of refunds came up with him.

Coming fresh out of a business program in school, I explained that the best possible situation is to pay the exact amount in taxes during the year and owing nothing when you file. He said that he felt differently, that after decades of doing taxes for all sorts of people, he felt that there was something valuable about receiving a small payment at the end of the year. He shared a few touching stories about a few different people with "surprise" refunds, and others with "surprise" taxes due.

The bottom line is that everyone does it differently, and everyone's financial situation can change from year to year. I'm not a lawyer, nor do I pay attention to every tax bill that becomes law (both federal and state). I would rather know I am receiving something from the IRS every year than wondering if I calculated it right, or wondering if there was some sort of change that affected me negatively.

I'm glad that you have a good handle on your money. I'd hope that you could have a similar emotion regarding the finances of other people. :)

[–][deleted] 4 points5 points ago

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This is true. Shooting for a small amount back is best. But on the other hand, you don't want to be getting $5000+ back when you only make $30,000 a year.

[–]IsMeLLaKaRmAwHoRe 8 points9 points ago

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Thank you for this reply. I have a savings account, but I will dip into it occasionally. I also would rather overpay than under pay, and let's face it, the government could do with some interest free loans.

[–]BitBrain 1 point2 points ago

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I prefer to err on the side of getting up to a few hundred dollars back. Two or three years ago, I owed $4. That's about as close as I'll ever get to zeroing out. I do try to avoid huge refunds even though they're nice when they're a "surprise."

[–]Whoa_Bundy 1 point2 points ago*

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Hear, hear! Fresh out of college, I put 0 on my wife and my W'4s and got about 1500 back. I read the ol' "DON"T GIVE THE GOV AN INTEREST FREE LOAN!" So I changed our W2's to 1 allowance each and BAM! I owe 7k the following year. To this day, I still don't understand it. I went to see 3 different accountants.

I'm back to filling out 0's on my W4's and getting refunds instead of dealing with that shit again.

Once I have kids and a house then I will revisit the best strategy.

EDIT. W4's not W2's

[–]jasonlitka 17 points18 points ago

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Getting money back means you gave the government an interest-free loan. There is zero financial benefit to getting $1000 back once per year when you could have saved $38.50 every two weeks. There can be an emotional benefit depending on your perspective.

Personally, I target to owe taxes every year. Less than $1000 under, 90% of your total owed taxes, or 100% of what you paid last year avoids any penalties. I'd rather owe the IRS as much as possible and mail them a check on 4/15 as long as I don't owe penalties.

[–]Cutanea 51 points52 points ago

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Yeah but if you're a terrible saver and would never put aside that $38.50, then it's a great (albeit 0% interest) forced savings plan

[–]notsomuchhereorhere 33 points34 points ago

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And since the going rate most savings accounts is less than 1% these days, I think you'd come out par for the course.

[–]jdsamford 2 points3 points ago

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Love my 6% (on the first $500 and compounded thereafter) at BECU!

[–]wookiesandwich 10 points11 points ago

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that's how I used to be, the more money I made the more I spent...the best advice I can give you is to share what worked for me. I setup an automatic transfer from my main checking to my savings account that executes a couple days after every paycheck. Choose a small sum at first and you'll be amazed how you don't even notice it. After a few months trying that I bumped it up to a weekly schedule. Now every year I have thousands of dollars saved up for an awesome vacation and since its all out of sight out of mind I don't even notice it.

[–]Cutanea 2 points3 points ago

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my gf and I actually put aside 10% of every paycheque to our savings account. Youre right, you don't miss it. But I know a lot of people simply won't do this, despite all the evidence proving how successful of a strategy it is.

[–]rizon 1 point2 points ago

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I'm trying to get my girlfriend to do this. I started putting aside $20 every paycheck, then bumped it up to $50.

I have a credit card now (and put everything on it rather then using my debit card) and pay it off every month - now I keep ~$500 in my bank account and put whatever's left after paying my CC off and other bills each month into my savings account.

I've got enough saved up now that if I were to get fired or otherwise not get paid, I could pay all of my bills for 6-9 months.

[–]jasonlitka -1 points0 points ago

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That's true, but if you wouldn't have saved the $38.50, would you really save the $1000 at the end?

[–]GammaStorm 12 points13 points ago

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Yes. I get a very large check from the government each year and I have a plan for it each year. One year was to top off a fund to buy a house, one time to put down on a new car to replace my 13 year old one, but normally it's to dump directly into retirement savings. I treat the large sum a lot differently than I do with a couple of 20s each paycheck. A little extra money each check would be saved/spent a lot differently by myself while a large lump sum initiates a defined plan for it in my head. This. of course, is just me, but mentally it works and I'm more responsible with what I do with it each year rather than a little more each paycheck.

[–]NursingInPublic 18 points19 points ago

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Not everyone can afford to pay taxes each year. It depends on your personal financial situation.

Some of us are less concerned about the government interest free loan part. When you are living paycheck to paycheck you are better off knowing there is no chance you will owe taxes.

Plus the small refund you get each year often goes to some big expense you have been waiting to purchase. We get a smallish refund each year and have been able to use that as a car down payment and this year for a new mattress.

Even if we were able to calculate exactly we would still be living paycheck to paycheck but without that once a year ability to make the big household purchase.

If we were in a different place financially as a young, new family we would likely be viewing this differently. But for us this is what works.

[–]AHCretin 1 point2 points ago

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You're correct, of course, but sadly I trust the government more than I trust my bank (note that this is more distrust of my shady bank than trust of the government) and the 0.15% interest rate literally isn't worth the time & effort.

[–]brbATF 1 point2 points ago

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Of course an accountant who does people's taxes feels that way, if he's always telling people who don't understand finance that they owe the IRS at the end of the year, or at best that they aren't getting a refund but don't owe anything, he'll quickly find himself fresh out of clients.

Just because it's in his interest for his clients to be loaning out their money all year doesn't mean it makes financial sense to do so.

[–]ashleymorris 0 points1 point ago

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There's also unforeseeable deductions, like donations and energy-efficient home improvements. I generally have no freakin' clue how much I'm going to donate throughout the year.

[–]the2belo 0 points1 point ago

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The point isn't really the money. It's about feeling good about yourself by making the Evil Gubmint Revenuers do something in your favor. "Ha ha!" they think. "This time, the government pays me!"

[–]DGer 0 points1 point ago

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Not to mention how much it sucks to have a write a check if you estimate wrong.

[–]shadow1515 2 points3 points ago

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Not if you're poor and have a kid and paid college tuition that year.. I paid in about $1200, and I'm getting back about $4000 more than that.

[–]jasonlitka 0 points1 point ago

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I went back to college a few years back. I had my federal withholding adjusted so that nothing was taken out of my pay for more than half the year. I did this to increase my net when I needed it to pay for tuition, books, etc. Taking a loan on that stuff and paying it back later just forced me to pay interest on money that was mine.

In your case, you're getting back more than you paid in. There's nothing you could have done to get that sooner.

[–]Drisix454 2 points3 points ago

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Jokes on you, I have no quarterly-estimated bills.

[–]aari13 2 points3 points ago

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I work overtime which varies every week.

[–]jasonlitka 0 points1 point ago

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Yeah, that's a tricky one. Especially since most payroll systems assume that whatever you made that week is what you'll make the entire year and base the taxes withheld on that annualized number. It's still doable though, you just might need to submit a new W-4 a few times per year.

[–]ramblingpolak 1 point2 points ago

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I think I did a pretty excellent job this year. Only owe $245 this time. Though, solidly in the 28% bracket, single male with no mortgage.... my taxes are pretty easy to file. Not a damn thing I can deduct. I suppose one day I'll be able to file a Schedule A..... but who knows when that day might come.

[–]eightiesguy 0 points1 point ago

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Check how much you paid in state/local income taxes last year. If you're in the 28% bracket and in a state with fairly high income taxes, there's a good chance you'll be better off itemizing instead of using the standard deduction.

[–]ramblingpolak 1 point2 points ago

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Thanks for the tip. I did look at that actually and I'm at ~5200 in state tax and standard deduction this year is 5800. I can't write off my student loan interest or IRA contributions :( I have some charitable donations but I don't think they're over $600.

[–]Joe_12265 1 point2 points ago

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I have an unknown amount of realized capital gains each year. I pay short term capital gains so the amount can be pretty large. So I try to balance that off by setting my earned income rate too low.

In 2009 that didn't work.

[–]randygiesinger 1 point2 points ago

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That isn't always the case. I work out in the field alot, and gross a fuck ton of money. The company will pay the minimum tax for the ammount they are paying me at that time. So if I'm gross'ing $100/h, they tax me in that bracket. Then I come home and work in town for another company and I gross $40/h and they tax me according to that bracket based on a 40 hour week@49 weeks a year. You cant argue with them to get them to change what you give, as they will only let you contribute down to the "minimum". Albiet, I'm in canada, so this could be different for me, but I know guys who will regularly get 15-30 grand back

[–]swishyfluu 2 points3 points ago

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Doesn't necessarily mean "lousy". My husband and I specifically don't claim anything on our W-4's so we can get it back in February. Yeah, our paychecks our smaller but come February, that huge lump some of money is more beneficial to us. It's a kind of 'savings' account we use that we 'cash out' once a year, in a way.

[–]reynej 1 point2 points ago

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Bitch I'm fabulous

[–]funkbitch 1 point2 points ago

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This might be the funniest thing I've seen in a while. Then again, I have a really stupid sense of humor. Thank you.

[–]comfortableenough 1 point2 points ago

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I love it when I come across a gif that matches the music I'm listening to exactly.

[–]toastyghost 1 point2 points ago

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return is what you send to the IRS. refund is the money you get back.

[–]nealibob 1 point2 points ago

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I'm glad I'm not the only one that understands that.

[–]veoeluz 1 point2 points ago

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Ours is goning to suck (or at least not be what we were hoping). We both got better jobs this year, about a third of the way through, so our old jobs were taxed at a lower rate, and we ended up in a higher bracket.

That and they only allow a deduction of $2500 on student loan interest. We wouldn't have a liability at all if they'd've let us take the full 9,500$ in interest as a deduction.

[–]clamb 1 point2 points ago

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sorry to sound dumb, but did you accrue that much in one year or did you pay off a huge chunk of debt this year?

[–]drummererb 0 points1 point ago

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I'm in the same boat. I make a pitiful amount yearly right now and yet last year I was able to make some large purchases and work related expenses due to frugal savings over the years, however I'm throttled at a VERY low deduction ceiling.

[–]Onredditmebeerget 1 point2 points ago

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Dry humping air? Is that a good or bad return?

[–]c0t0d0 1 point2 points ago

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I'm pretty sure you're supposed to be positioned right up behind her when you do that move.

[–]mikojack 1 point2 points ago

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[–]photosonny 1 point2 points ago

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I opened this gif up just as a certain song started playing...

NSFW

[–]Bugsybear 1 point2 points ago

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I'm listening to Kaiser Chiefs "Born to Be A Dancer" and it syncs up PERFECTLY with this... not to mention I opened it at the part where it goes "Don't you know the reeeal answer I was born to be a dancer"

Stupid story, but it made my tipsy self giggle.

[–]Dacien1983 1 point2 points ago

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Scumbag asshole paying low taxes! Oh wait, you're not Romney? Never mind then, you're cool.

[–]hectorwc 0 points1 point ago

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You don't have to be paying low taxes to get a refund.

[–]ChippedMetalCig 1 point2 points ago

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No way, I just got done doing this same dance for the very same reason. The solo version though.

[–]LardLad00 1 point2 points ago

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As a small business owner . . .

I hate all of you refund recipients. Now I'm off to grumble about how much I'll have to fork over this year . . .

[–]coderascal 1 point2 points ago

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A lot of people are saying that you and your wife were taken advantage of because you essentially gave the government an interest free loan.

While I agree that you two gave the government an interest free loan I just don't see a problem with this. If you're not living paycheck to paycheck then loaning a little extra money to the government is the absolute safest loan you can make. You don't need the money right now, lots of people could benefit from your little bit (combined with everyone else's), and you are absolutely going to get the money back.

My wife and I, throughout 2011, paid a total of around $90,000 in taxes. Our final tax bill is around $75,000. (child and mortgage interest deductions are glorious). We know how much we're overpaying and we budget for it. We know that in March of every year we're going to receive $15,000 and it is factored into our annual budget.

Taxes are the cost of a civilized society: roads, police, fire, 911, schools, etc.... I'm proud to do my duty.

[–]Marley_Avalos 1 point2 points ago

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Was it over the counter or the couch??

[–]thisisnotthought 1 point2 points ago

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[–][deleted] ago

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[deleted]

[–]orangefly 9 points10 points ago

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you're welcome....

[–]Biologos101 1 point2 points ago

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This is why our government sucks.

[–]idownvotedyourmom 1 point2 points ago

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Perhaps you shouldn't breed what you can not afford.

[–]Simplypale 0 points1 point ago

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I was listening to Kids by MGMT when I opened this link. Needless to say I lol'd. Real hard.

[–]mannimannsen 0 points1 point ago

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this german band also credited the funky disco couple in their video http://www.youtube.com/watch?v=8ek3RXAonfY

[–]pedz 0 points1 point ago

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Thanks, now I have to listen to the song and watch the clip.

[–]DamnWright0 0 points1 point ago

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...Excited?

[–]ianandris 0 points1 point ago

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Can't say I'm not a little jelly. I only made 23k last year and the government is telling me I owe them 22 dollars. I'm actually a little bitter about it. I haven't actually filed yet, but that's what taxact is telling me.

[–]Leiby02 0 points1 point ago

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No discount double check dance?

[–]mrjinks 0 points1 point ago

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I'm doing that dance too, but, because it will be the first I get anything back in seven years,all I can think is ,whahooo!

[–]Type_1_Person 0 points1 point ago

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Looks to me you only got $53

[–]bigmeech 0 points1 point ago

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[–]Himynameissteve 0 points1 point ago

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I just spent a solid 5 minutes watching that, waiting for something to happen next.

[–]mustachemcgriz 0 points1 point ago

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Watch the gif to this song, http://www.youtube.com/watch?v=dUxLK1misbw.

[–]J03YW 0 points1 point ago

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LOL try that with Fanatica by Eisbrecher, it looks hilarious.

[–]bunk3rk1ng 0 points1 point ago

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I hardly got anything. First year being a real 'grown up'. Feels bad man. Last year I got 3 times the amount I got this year.

[–]cdmccabe 0 points1 point ago

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This .gif is in perfect time with "I Never Came," by Queens of the Stone Age. Just so you know.

[–]odd84 0 points1 point ago

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I still don't understand how tax software is in stores, and people are already filing taxes, when half the 2011 forms on the IRS website itself still say "2011 DRAFT" watermarked across the whole page like they haven't finished making the forms for this year yet.

[–]thegreatgazoo 1 point2 points ago

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Simple returns aren't that much different every year.

Unfortunately, my wife has a small business with asset depreciation so it isn't so simple.

[–]Baconmusubi 0 points1 point ago

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[–]ken33 0 points1 point ago

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I was actually pretty happy to find out I only overpaid by $40 a month this year.

[–]fo0man 1 point2 points ago

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well played, I always make sure I don't end up owing but I try to keep the refund in the 3 figure range.

[–]ayemvee 0 points1 point ago

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Jackson Hewitt?

[–]lindsayadult 0 points1 point ago

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this is my new favorite gif. thanks for sharing!

[–]Brachial 0 points1 point ago

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When I went to dance classes, the original video is honestly how they taught disco.

[–]comment_filibuster 0 points1 point ago

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Refund*

[–]Grimsrasatoas 0 points1 point ago

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i kept watching it, waiting for them to continue dancing...

[–]my_daughter_swallows 0 points1 point ago

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Went from an $1,100 return last year to owing $18 this year. I love getting penalized for paying for my own education. Amurica, fuck yeah!

[–]PhilbertMcFilibuster 0 points1 point ago

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Must be nice. Instead of buying a nice used Audi. I will be sending the funds to the IRS this year.

[–]HoboHunter1001 0 points1 point ago

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That gif goes well with this song.

http://www.youtube.com/watch?v=3a1NCZGO-bU

[–]robodale 0 points1 point ago

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I'm paying in $3400. Whats a tax return?

[–]justgivr 0 points1 point ago

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halloweenhead? anyone?

[–]MandysFace 0 points1 point ago

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I clicked on the picture as Harder Better Faster Stronger by Daft Punk came on = hypnosis

[–]bmhatfield 0 points1 point ago

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The first thing I thought of: http://youtubedoubler.com/36Dt

[–]acousticat 0 points1 point ago

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Looks like you've got a a serious case of boogie fever there!

[–]sigaven 0 points1 point ago

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I watched that for a little too long.

[–]fallacist 0 points1 point ago

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still haven't gotten my fucking w-2 yet!!!

[–]semTake 0 points1 point ago

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So, can you tell us your effective tax rate (after all the credits and deductions)? People are up in arms about Romney's 13.9%, but the vast majority will pay far less %...

[–]scrumplins 0 points1 point ago

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Disco disco good good!

[–]Cerrone 0 points1 point ago

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Disco. Fuck yeah. Cerrone approves.

[–]Syntallas 0 points1 point ago

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Mine was $4076 bucks.....i'm upgrading my gaming rig.

[–]UnknownArchive 0 points1 point ago

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Anyone seeking more info might also check here:

title comnts points age /r/
Give it a minute to sink in 0coms 0pts 4hrs trees
Something about this just screams Twin Peaks at me. You? 2coms 9pts 5hrs twinpeaks
Dancing with Mr. Curly (Credit to iammrtim for the idea) 1com 11pts 6hrs GifSound
How I look when I'm dancing at a club 7coms 200pts 1mo gifs
What is the origin of this GIF?? 3coms 0pts 1mo funny
Disco 6coms 41pts 3mos gifs
On Fridays, we DISCO 25coms 208pts 4mos gifs
Disco 4coms 10pts 4mos WTF
Disco 29coms 175pts 6mos reddit.com
Disco. 61coms 355pts 9mos funny

source: karmadecay

[–]pirate_doug 0 points1 point ago

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I claim zero, got two EIC for my children, head of household, and a few odd ones and are getting a hair over $9k back in state and federal.

[–]unscanable 0 points1 point ago

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FYI, if you are getting a huge return then you are doing it wrong. You basically just gave the government an interest free loan.

[–]The_Insurance 0 points1 point ago

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Yay!!! The all-powerful government has decided to be so kind as to give me back some of my own fucking money! hallelujah! I am truly grateful to live under such benevolent and kind leadership! All praise our glorious leaders!

[–]SgianDubh 0 points1 point ago

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YSK, you get a refund, you file your return. And you should not be happy you overpaid if you're getting a refund.