How I feel every time I use my card and don't know how much money I actually have on it

althius1 · 1 year

The extra slow load time of the GIF for once actually enhanced a submission.

mindaika · 1 year

You know, even going to the store, KNOWING I have plenty of money in my account, and having the machine take to long to react, I still have that feeling.

lostscientist · 1 year

I WISH my card would get declined if I didn't have enough money on it.

TheMrBlueSky · 1 year

As a cashier, I see this all day.

Airman · 1 year

Reading this whole thread makes me realize some people need to learn how to manage their money.

Plazm · 1 year

How I feel every time I'm about 20 minutes from home and the fuel indicator is ticking on E.

ThickStick · 1 year

Coincidentally, this is how I feel about a successful Reddit submission or comment.

[deleted] · 1 year

Why would you ever use a debit card instead of a credit card if you didn't have bad credit?

Pay it off the next month in full, you never pay a fee and you usually get sweet rewards.

If your card is stolen your money isn't gone, the bank has to get the money back. If your debit card is stolen your money is gone and you have to get the bank to give it back to you.

Debit cards have NO advantages over credit cards.

sdubois · 1 year

Solution: Make sure you have enough money in your checking account like a normal, working adult

luckylongarm · 1 year

this must be an old gif

green-light · 1 year

Use cash and you will never have that problem.

hfmurdoc · 1 year

How can you be so clueless about your finances that you don't even know how much cash you have in the bank?

worst_sexual_comment · 1 year

Here's a .gif of Tiger putting a golf ball into a woman's asshole, and then celebrating.

*EDIT:OBVIOUS NSFW. *

Lu0uX · 1 year

We don't have these type of problems in Japan. We are using mobile phones to make purchases and therefore we can always follow our balance on the screen.

[deleted] · 1 year

Many banks offer balance inquiries and transaction history via SMS and smartphone apps (as well as online banking available through a mobile browser). You should take advantage of these.

Quantris · 1 year

This is why I love using my credit card for as much as you can. Obviously, you still have to make sure you don't spend more than you can afford, but most months I'm putting about half my income towards expenses and half into savings, so I don't really have to worry about going over and not being able to pay my bills.

At the end of each month (on payday if I remember to do it) I simply check my credit card statement, set up a bill-pay for that amount, and move any extra out of chequing and into a savings (so-called "high interest") account. I do have a few monthly expenses (e.g. rent paid by cheque) that don't go on the credit card so I make sure to leave enough in chequing to cover those also. Periodically I try to move some money into higher return vehicles (GIC's, stock market, etc.) while keeping approx. six months expenses as an emergency fund (but that's another topic and I'm probably not qualified to give advice on that stuff anyway).

Credit is a very useful thing as long as you're responsible. Especially be aware of how your issuer handles grace periods; for me I don't pay interest unless I carry a balance through a billing period (IOW, as long as I pay off the card balance every month, I don't pay any interest, so I actually make a little bit as the money sits in my savings account for a few weeks extra). And I'm still a grad student making peanuts, so if I can do it most people with jobs should be able to also.

[deleted] · 1 year

This made me laugh loud time, I appreciate you. Thank you.

Rockytriton · 1 year

protip: pay off your credit card at the end of every month. If you can't do it, don't buy it.

boblafollette · 1 year

How can you not know how much money you have in the bank? Are you stupid? Lazy? A troll?

L4UGH · 1 year

I know the feeling homeboy.

Mortazel · 1 year

Same with me! Every time I use my card, ~~I cheat on my wife,~~ then she beats me up.

McLargepants · 1 year

Usually when my money is in proper order I know it and we're good to go. It's when I've stopped thinking about it for a while, that's when the problem starts!

AdequateOne · 1 year

Maybe if you actually balanced your checking account, you wouldn't have these problems.

LMGRL · 1 year

The slowness of my computer only contributed to the drama of this gif.

Axons · 1 year

"How I feel when I check my grades on WebCT... some of the time."

notpowercat · 1 year

Do you have a smartphone? Most banks have a mobile website to check your balance,

slightlynerdy · 1 year

I know the feeling! Just as long as you don't get angry at the cashier/checker when you find out you don't have enough money and act like it's his/her fault. As a checker, this has happened to me more than a few times.

AustinTreeLover · 1 year

When I run my card and I'm not sure, I always say to the sales clerk, "It's like playing the lottery". That way, if it's declined, it's not so awkward, we just kind of laugh together.

Sad.

manuhong · 1 year

How I feel every time my girl misses her period and takes a pregnancy test...

pottersfield · 1 year

Stop paying this unsecured debt you are throwing your money down a rat hole.

punzakum · 1 year

http://www.reddit.com/r/trees/comments/ilyd7/how_i_feel_when_weighing_up_my_weed/

person749 · 1 year

Unless you are a complete idiot who has zero self-control, use a credit card. I notice a lot of hate here for credit cards, but as long as you don't abuse them and make sure that you only put amounts on them that you can pay back they are incredibly useful financial tools. Fraud protection, purchase protection, security, and if you do it right a good credit history which can help you down the road when you need a good loan. What's not to love?

ImBuzzed · 1 year

I know most people hate BofA but that's one thing they did wright...as I wait in line I quickly text the word BAL to my account and in a few second it gives my balance. and its up to the second for example i checked my balance while im waiting in line. Then as im leaving the store i checked my balance again and it already subtracted the beer I just purchased

AlwaysUsesThisGif · 1 year

Everytime: http://i.imgur.com/EEvib.gif

Murrabbit · 1 year

I never feel too bad about it myself as I still have a credit-card I got right out of highschool a decade ago, and my credit limit has been raised to over $14,000 even though I've been unemployed for the vast majority of that time.

PoopFryer · 1 year

http://www.reddit.com/r/trees/comments/ilyd7/how_i_feel_when_weighing_up_my_weed/ What trees made of this gif a while ago ^{^}

kellykebab · 1 year

I wish Tiger Woods could feel this happy once again.

Gorillaz2189 · 1 year

That feeling is glorious.

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